Google Pay Gets Aadhaar-Based Authentication

Google Pay

Google’s UPI-based Payment app Google Pay has now added Aadhaar card-based authentication in India. It will help new users get into Google Pay using the Aadhaar authentication process. Previously, users needed to use a Debit card to create a Google Pay account and add a bank account.

Google says that over 99 percent of the adult population in India have an Aadhaar number and use it at least once a month. So, it will help users quickly enable UPI and signup on the app. Users only need to make sure they have the same phone number on their bank account and Aadhaar.

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“As UPI scales to the next hundreds of millions of Indian users, this is expected to help many more users set up UPI IDs and enable them to make digital payments. This feature is now available to bank account holders of supported banks,” Google said.

The process to signup using Aadhaar number is simple. At the bank verification step. Select Aadhaar and enter the first six digits of Aadhaar. It will fetch your linked bank account and will ask you to set the UPI PIN.

Google Pay

Once the process is done, you can check your balance and perform transactions. Google also claims that it won’t store your Aadhaar number.

Most banks in India support Aadhaar-based UPI onboarding. Here’s a list of banks that support Aadhaar-based UPI onboarding.

  • Kerala Gramin Bank
  • Punjab National Bank
  • Karnataka Bank
  • South Indian Bank
  • Canara Bank
  • Dhanlaxmi Bank Ltd
  • CSB Bank Ltd
  • INDUSIND BANK
  • Karnataka Gramin Bank
  • Karur Vysya Bank
  • Tamilnad Mercantile Bank
  • Central Bank Of India
  • EQUITAS SMALL
  • AU small Finance Bank
  • The Rajasthan State Co-Operative Bank Ltd
  • Punjab and Sind Bank
  • Chaitanya Godavari Grameena Bank
  • UCO Bank
  • The Cosmos Co-Operative Bank Ltd
  • Paytm Payments Bank
  • Federal Bank
  • Jio Payments Bank

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