Apple has decided to stop accepting Indian debit and credit cards for payments in the App store. Even if you have used your Indian card before for the payments, you can no longer do the same. The change will come into effect starting June 1.
Apple has also updated the support page and removed card payment from the list of payment methods for India. It currently shows Apple ID balance, net banking, and UPI as the only payment options.
The reason for this big decision from Apple is the RBI’s auto-debit rules that went into effect on October 1, 2021. The new rule requires every customer to register again for recurring payment services. The rules also require customers to give consent each time they need to pay a subsequent payment of above Rs. 5,000.
“Regulatory requirements in India apply to the processing of recurring transactions,” Apple said in an update on the support page.
“If you hold an Indian debit or credit card and you have a subscription, these changes impact your transactions. Some transactions might be declined by banks and card issuers.”
To follow the new rules, companies had to make several changes to their payment system. It seems Apple has decided to drop support for card payments in place of making changes to its payment system.
If you have subscribed to Apple services or any other app from App Store that requires a monthly payment, you should add funds to your Apple wallet each month before the payments date. If your Apple wallet has funds, payments will be done. It will add an extra step but you have no option left after the company stops accepting Indian cards.
